OUR MISSION

Restoring Peace of Mind, Securing Freedom

Loan Resolution India is the nation’s premier default loan borrower advocacy organization. Empanelled with experienced banking advocates, we assist with a credit score dispute, defend against debt collection, and resolve financial debt through structured settlement loan protocols.

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Our Philosophy

Pillars of Fair Resolution

Our actions are guided by ethical advocacy, ensuring default borrowers are treated with dignity under statutory parameters.

Borrower Advocacy

We believe financial defaults are a civil matter, not a criminal offense. We advocate fiercely to preserve your dignity and legally stop creditor harassment.

Regulatory Integrity

Every containment notice and dispute letter is drafted in absolute compliance with the RBI Fair Practices Code, ensuring secure legal standing.

Bilateral Fairness

We structure compromise offers that represent a realistic capacity for the borrower while providing banks a formal path to clear non-performing assets.

Expert Empanelment

Empanelled Advocates & Mediators

Our resolution board comprises former banking operations experts, dispute lawyers, and debt resolution negotiators.

Advocate Rajesh Sharma

Senior Empanelled Advocate

High Court Litigation

Over 18 years of banking litigation experience. Specializes in DRT disputes, SARFAESI challenges, and consumer court representations.

Sunita Deshmukh

Chief Financial Mediator

Ex-SBI Credit Recovery

Former bank credit panelist. Handles OTS (One-Time Settlement) negotiation strategies and structures debt compromises.

Vikram Malhotra

Lead Containment Strategist

RBI Guidelines Specialist

Expert in RBI Fair Practices Code enforcement. Focuses on banking ombudsman dispute resolution and containment.

Our Founding Principle

Distress borrowing is not a crime, and default should never compromise a citizen's fundamental right to live with dignity. Our mandate is to balance the scales of debt negotiation, securing legal protection for default borrowers while delivering practical compromises for lending institutions.

Amitesh Kumar Founder, Loan Resolution India

Expert Voice

Every borrower who walks through our doors has already fought alone for too long. The law is clear — a bank's right to recover a debt does not extend to stripping a person of their dignity. Our role is to make that legal reality stick in practice.

Advocate Rajesh Sharma Senior Empanelled Advocate · High Court Litigation

From the Negotiation Table

Having sat on both sides of the table — inside a bank and now as a borrower advocate — I know that a fair settlement is always possible. Banks want clean books, not endless litigation. We create the structured path that makes both sides whole.

Sunita Deshmukh Chief Financial Mediator · Ex-SBI Credit Recovery

On Regulatory Protection

The RBI Fair Practices Code is not a suggestion — it is a binding framework that most borrowers are never told exists. Containment begins the moment a borrower knows their rights. That knowledge alone changes the entire dynamic of recovery.

Vikram Malhotra Lead Containment Strategist · RBI Guidelines Specialist