How Loan Resolution India deploys essential cookies, session storage, and analytical technologies to deliver secure financial portal experiences.
Applicable Act: IT Act 2000 & DPDP Act 2023•Last Updated: September 2026
Minimalist Tracking Approach
We respect borrower privacy. We do not use intrusive cross-site behavioral tracking, nor do we sell your browsing activity to third-party data brokers. Cookies on this website are deployed strictly to maintain platform stability, prevent form spam, and enable secure payment transactions.
1. What Are Cookies and Local Storage?
A cookie is a small alphanumeric text file placed on your computer, smartphone, or tablet when you visit a website. Cookies allow the website to recognize your browser, maintain state across pages, authenticate secure sessions, and remember preferences.
In addition to traditional cookies, we may utilize related client-side technologies such as sessionStorage, localStorage, and secure server-side tokens for CSRF prevention and anti-spam verification.
2. Why We Use Cookies
We use cookies and associated technologies for the following explicit purposes:
Security & Authentication: Detecting and mitigating automated bot attacks, brute-force spamming, and Cross-Site Request Forgery (CSRF).
Payment Gateway Continuity: Facilitating communication between our servers and Razorpay's PCI-DSS compliant checkout window for membership fee processing.
Form State Preservation: Ensuring that multi-step case inquiries, lead selections, and consent checkboxes do not reset prematurely during network latency.
Performance & Load Optimization: Serving cached static assets (CSS, logos, web fonts) efficiently to reduce bandwidth and enhance loading speeds on mobile networks.
3. Classification of Cookies We Deploy
Cookies deployed on this site fall into three categories:
A. Strictly Necessary / Essential Cookies
These cookies are indispensable for the website to function. Without them, secure session initiation, form submissions, and checkout functionality cannot take place. They do not require prior consent under Indian information technology guidelines.
B. Performance & Analytical Cookies
These cookies collect aggregated, anonymous data regarding how visitors navigate the site (such as total page visits, average time spent on resolution articles, and HTTP 404 errors). No personally identifiable financial information is tracked.
C. Functional & Preference Cookies
These enable the website to provide enhanced usability, such as remembering modal closures, accordion collapse states, and cookie notice acknowledgments.
4. Comprehensive Cookie Inventory Table
Cookie Identifier
Provider
Category
Purpose & Description
Retention Duration
PHPSESSID
First-party
Strictly Necessary
Preserves user session state across page requests.
Session (closes with browser)
rzp_checkout_session
Razorpay (3rd Party)
Strictly Necessary
Powers the secure Razorpay checkout modal for ₹499 membership orders.
Session / 24 Hours
lri_consent_state
First-party
Functional
Records whether the visitor acknowledged cookie and consent banners.
6 Months
_cfuvid / Cloudflare
Security CDN
Security
Protects against DDoS attacks and validates legitimate human web traffic.
Session / 30 Days
5. Third-Party Integrations & Cookies
Certain interactive elements on our website are hosted by trusted third-party service providers:
Razorpay Software Private Limited: When you initiate the Borrower Protection Membership checkout, Razorpay's JavaScript bundle (checkout.razorpay.com) executes in a sandboxed iframe. Razorpay may place functional and fraud-prevention cookies to verify transaction authenticity. Please review Razorpay's Privacy Policy.
Google Maps Embed: Our Contact page embeds an interactive Google Map illustrating our Govindpura, Bhopal office. Google may set cookies to measure map interactions in accordance with Google's Privacy Policy.
Google Fonts: Web fonts (Geist, Inter, Plus Jakarta Sans) are loaded from Google's content delivery network; Google Fonts does not set cookies or collect personal credentials.
6. How to Manage & Disable Cookies in Your Browser
Most modern web browsers allow you to manage or block cookies through their privacy settings. You can choose to accept all cookies, be notified when a cookie is issued, or reject all cookies:
Google Chrome: Settings > Privacy and Security > Cookies and other site data > Block third-party cookies.
Apple Safari: Preferences > Privacy > Prevent cross-site tracking > Block all cookies.
Microsoft Edge: Settings > Cookies and site permissions > Manage and delete cookies and site data.
7. Consequences of Disabling Cookies
While you are free to disable cookies in your browser, please note that doing so may impair the operational performance of our platform:
You may be unable to complete the Razorpay checkout for the ₹499 Borrower Protection Membership.
Lead assessment forms may encounter session expiration errors, requiring repeated re-entry of loan details.
Security tokens used to block bot submissions may misidentify your browser, delaying case registration.
8. Policy Updates & Contact Information
We review and update this Cookie Policy periodically to align with evolving digital standards, payment regulations, and technological updates. Any revisions will take effect upon publication on this page.
If you have questions regarding our cookie practices, please contact:
